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Tuesday, February 28, 2012
Qnexa Anti-Obesity Drug a Poor Substitute for Diet, Exercise (ContributorNetwork)
[unable to retrieve full-text content]ContributorNetwork - COMMENTARY | The Food and Drug Administration has approved the anti-obesity drug Qnexa for weight loss. Qnexa, an anticonvulsant plus appetite suppressant cocktail, has risks, says the LA Times. The FDA says being fat is a bigger threat to health than those issues, though.
Intel Announces New Smartphone Partnerships With Lava, ZTE, And Visa
We've already caught wind of the Lenovo K800 and Orange's newly-announced Santa Clara but Intel CEO Paul Otellini isn't content to leave their push into mobile at that. Otellini has just announced that Intel has entered into partnerships with a handful of companies in hopes of solidifying their place in the smartphone market. Among those new partners are relative unknowns like Lava International, to major players like ZTE and Visa.Source: http://feedproxy.google.com/~r/Techcrunch/~3/Zf1I-JJUdZE/
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Monday, February 27, 2012
soccerway: La Liga wrap: Malaga impress with Zaragoza rout: Malaga came from behind to thump Real Zaragoz... http://t.co/C8Z2dZhu #soccer #football
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La Liga wrap: Malaga impress with Zaragoza rout: Malaga came from behind to thump Real Zaragoz... bit.ly/z5arWB #soccer #football 
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Saturday, February 25, 2012
Cheap Engagement Party Invitations: Should You Give a Broken ...
With all of the celebrities breaking up and getting back together lately, it seems like second chances are in the air. There is no question that sometimes couples break up for the wrong reasons, and that the second time around can be the charm. There are also times when a relationship ending is for the best. Learn how to decide when you should give a broken engagement a second chance.
Working in a bridal salon, I witnessed more than one broken engagement. Happily, I also saw a few reconciliations. The best wedding planning advice in those situations is that if the marriage is meant to be, you will work out your differences and re-kindle your romance. If that does not happen, just be glad that you broke up before tying the knot. Better a broken engagement than a divorce or a bad marriage.
The couples who renewed their engagements were typically those who broke up because one of them was not quite ready to commit to marriage. They were often younger people, perhaps engaged just out of college. It is easy enough to get swept up in the excitement of bridal jewelry, wedding gowns, and love and then start to get cold feet as the actual wedding day draws near. Sometimes it is very helpful to back off and gain some perspective on the situation. You might even realize that the relationship is indeed the right one for you, just that things needed to progress a little more slowly. That is a situation where giving a broken engagement a second chance can be a good idea after some time has passed.
Some couples call off an engagement because they are working through things from their past or current traumas. The man who proposes shortly after learning his girlfriend has a serious illness might find that she worries he proposed out of pity. The same is true when a couple becomes engaged shortly after losing a loved one. Those doubts can start to set in, and the person affected by the trauma pulls away. If the proposal was offered in the spirit of true love, not out of sympathy, this is a relationship that stands a decent chance of being saved. Time starts to soften the wounds, and the couple start to realize that they have always belonged together.
There are other relationships that should not be renewed. If you broke off your engagement because your fiance was cheating on you, it is best to make a clean break and move on. There is no point in taking back someone who is not trustworthy, and in doing so you might be sending the message that he can treat you badly and get away with it. Definitely not a good thing for a relationship! Other engagements are broken because the man starts to realize that his fiancee is more interested in the trappings of a wedding like fancy gowns and sparkly bridal jewelry than in being married to him. This again is a sign that the engagement should not be renewed.
Not everything is so clear cut when it comes to relationships. Sometimes a man and a woman are just very different people. They might love each other passionately, but also have a lot of conflict caused by their differences. If you broke up during an argument over something silly, there is a possibility that the relationship can be salvaged. The real thing to decide is if you are happier with the other person, despite your differences, or happier and more relaxed away from him or her. Distance and time will help you figure this out. Ultimately, only the pair of you can decide when it is right to give your broken engagement a second chance, and when it is best to go your separate ways.
Ask Bridget for wedding planning advice in areas of relationships, etiquette, or bridal jewelry. She writes numerous articles providing information for the customers of Silverland Jewelry.
Original article
Source: http://cheapengagementpartyinvitations.blogspot.com/2012/02/should-you-give-broken-engagement.html
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Friday, February 24, 2012
Handy Tips For Your Home Improvement Project | Matewan ...
Are you looking for general home improvement projects to give your home an extra bit of spice? Well, your search is over! Discover how simple some of the projects can be and how rewarding home improvement is.
Tip! Vizio XVT553SV to find out more information about this click here.
A home improvement project which can save your foundation from costly repairs is ensuring the water that lands near your house during a storm flows away from your walls. To keep run off water from damaging your house, create a gradual slope falling away from it, so that water doesn?t accumulate near your foundation. Another good idea is to add an extension to the downspout that carries water from the roof gutters. This will carry the water further from your foundation; again, avoiding water pooling beside your house.
Your geographical location should have some bearing on your home improvement projects. For example, people who live in Florida are more likely to install air conditioners rather than fireplaces. A swimming pool would be a great addition in this area, but not so much in a colder state in the Northern United States.
Have you seen many homes and thought about the numbers of bathrooms and whether they work for you? How many bathrooms there are in a house can have a dramatic effect on its value. Adding another bathroom to your home can greatly increase the net worth of your home.
If you might be planning a home improvement project at some point in the future, start collecting ideas now. The sooner you start looking for ideas for your home, the more of them you will come across before it is time to make a decision. Don?t rush into picking color schemes; you don?t want to stress yourself out.
With what you have learned from this article, you can make wonderful improvements to your home. We hope this article on home improvement has provided you with some inspiration and useful tips.
This entry was posted in Electronics by admin. Bookmark the permalink.Source: http://matewanrotary.org/electronics/handy-tips-for-your-home-improvement-project/
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Source: http://efeguoc.posterous.com/handy-tips-for-your-home-improvement-project
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Home-Based Career Computer Certification Courses ... - Wp-Answers
[unable to retrieve full-text content]Successfully achieving this certification will most likely see you working for large commercial ventures that have various different locations, but need their computer networks to talk to each other. ... It is ground-breaking, exciting, and puts you at the fore-front of developments in technology that will impact the whole world for generations to come. Computing technology ... For many reasons, it's essential to know that you are completely prepared for your final certified exam prior to doing it.
Source: http://forum.vouchair.com/?p=2393
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Thursday, February 23, 2012
Shoreline Area News: Home Girls: Is there lasting value in ...
By Dona DeZube
When you?re spending thousands to remodel a kitchen or bath, you want those updates to last a while.
To help you get ahead of and sort out the kitchen and bathroom trends ? pity the last fool to install an avocado appliance in the 1970s ? HouseLogic went to this month?s trend central, the International Builder?s Show. Our takeaway: For gosh sake, enjoy your home; remodel so that you love where you live.Still, with a couple of exceptions, these five kitchen and bath trends offer lasting value:
1. Kitchen cleanliness.
By clean, we?re talking design, not germs. Kitchens are going clean, contemporary, and horizontal (open shelves, long and horizontal pulls, thick countertops). Even in a classic kitchen, go with simple, flat cabinets rather than highly carved cabinet details, says designer MaryJo Camp of Design Camp, Denver, N.C.
HL tip: This is a trend to get on board with. A simple, tidy, fresh appearance will have broad appeal if you decide to sell.
2. Color is out.
This year, colors are cycling out, Camp says, except for black and white used together.
HL tip: Practically speaking, black and white are hard to keep looking good. Black kitchens show every scratch and white cabinets show every speck of dirt.?
Regardless, color is fickle; choose what?s best for your space.
3. Dark wood is where it?s at.
If you?ve had white cabinets, you know they show every speck of dirt, which can drive you crazy unless you have a cleaning fetish. Combine those white cabinets with another up-and-coming trend: dark wood. Or if your budget can handle the hit, go with specialty woods like mahogany or zebra wood that can make an island look like a piece of furniture.HL tip: Alternatively, you could invest your money in more kitchen storage and functionality than trendy decorative elements that might not stand the test of time.
4. Appliances that blend in.
The more open our kitchens get, the more we want them to look like the rest of the house. That?s fueling a trend away from the big pro range and ginormous stainless-steel refrigerator and toward concealed, high-performance refrigerators and dishwashers. Induction cooktops, which use less electricity than electric cooktops, are growing in popularity, Camp said.
HL tip: When you buy appliances, look for the Energy Star label or go even deeper on energy performance ratings with Consortium of Energy Efficiency.
5. Ageless design gets easy.
What the Baby Boom wants, the Baby Boom gets. And Baby Boomers want to live in their homes forever. That?s led manufacturers to create DIY remodeling products with built-in universal design features ? like toilet paper roll holders strong enough to hold your weight as you arise from the throne.If you wanted a no-threshold shower five years ago, you had to have it fabricated as a custom piece, said Mary Jo Peterson, a Brookfield, Conn., designer. Today, companies sell no-threshold shower kits with trench-style drains covered with grills so you can roll yourself right in.
HL tip: We love the trend to universal design-ready remodeling products. To get started, check out our four universal design product ideas from anti-scald valves and door handles.
Which of these trends will your incorporate into your remodeling plans? Do you worry about staying ahead of trends?
Source: http://www.shorelineareanews.com/2012/02/home-girls-is-there-lasting-value-in.html
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SEALs hope film blitz draws recruits (AP)
[unable to retrieve full-text content]
AP - Navy SEALs never expected the film "Act of Valor," starring real, active-duty Navy SEALs, to be this big.
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Wednesday, February 22, 2012
Burned before, Fed officials cautious on rebound (Reuters)
[unable to retrieve full-text content]Reuters - U.S. central bank officials have good reason to be skeptical about the strength of the economy: excessive optimism has caught them flat-footed before.
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Tuesday, February 21, 2012
Romney says Obama has 'fought against religion'
Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks at a town hall meeting at Eagle Manufacturing Corporation in Shelby Township, Mich., Tuesday, Mich., Feb. 21, 2012. (AP Photo/Gerald Herbert)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks at a town hall meeting at Eagle Manufacturing Corporation in Shelby Township, Mich., Tuesday, Mich., Feb. 21, 2012. (AP Photo/Gerald Herbert)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney greets supporters at a town hall meeting at Eagle Manufacturing Corporation in Shelby Township, Mich., Tuesday, Mich., Feb. 21, 2012. (AP Photo/Gerald Herbert)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney takes a question at a town hall meeting at Eagle Manufacturing Corporation in Shelby Township, Mich., Tuesday, Mich., Feb. 21, 2012. (AP Photo/Gerald Herbert)
SHELBY TOWNSHIP, Mich. (AP) ? Republican presidential candidate Mitt Romney said Tuesday that President Barack Obama's administration has "fought against religion" and sought to substitute a "secular" agenda for one grounded in faith.
Obama's campaign seized on the characterization, calling Romney's comments "disgraceful."
Romney rarely ventures into social issues in his campaign speeches but was asked about how he would protect religious liberty during a town hall-style meeting one week before the Michigan primary.
"Unfortunately, possibly because of the people the president hangs around with, and their agenda, their secular agenda ? they have fought against religion," he said.
The Obama campaign linked Romney's remarks to recent comments by rival Rick Santorum, who has referred to Obama holding a "phony theology" only to say later that he wasn't attacking Obama's faith but the president's environmental views.
"These ugly and misleading attacks have no place in the campaign and they provide a very clear contrast with what President Obama is talking about: how to restore economic security for the middle class and create jobs," said Lis Smith, an Obama campaign spokeswoman.
Romney implicitly invoked his own Mormon faith at the town hall Tuesday, also rare for the former Massachusetts governor. He said he cares about the issue because he is "someone who has understood very personally the significance of religious tolerance."
He also took questions on gay marriage, Supreme Court appointments and abortion ? and when asked about whom he might select as his vice presidential running mate, he listed "pro-life" as the first credential he would look for.
Romney faces an unexpectedly difficult fight in Michigan, his native state and a place where his advisers had long assumed he could do well. He's facing a tough challenge from Santorum, who has excited the GOP base with strong anti-abortion rhetoric and appeals to blue-collar voters.
"I care about Michigan. This is personal for me," Romney said.
The former Massachusetts governor has stepped his attacks on Santorum in recent days. On Tuesday he argued that tea party voters should prefer him over the former Pennsylvania senator ? a renewed focus on the fiscally conservative voters who identify with those groups.
"I think the tea party would find it very interesting that Rick Santorum voted to raise the debt ceiling five times without getting compensating reductions in spending," Romney said, echoing the negative campaign ads his campaign and their wealthy allies are airing in the state.
Michigan's GOP primary electorate has grown increasingly conservative in recent years. Tea party voters played a key role in the 2010 midterm elections, and local tea party groups are still active.
When one questioner at Romney's town hall stood and introduced himself as someone from the tea party, the crowd cheered.
Romney's focus on those voters shows in his schedule. He's set to address a coalition of tea party groups Thursday in Milford ? a rarity for the former venture capitalist, who normally holds events at local businesses. Romney has scheduled just one or two public events per day in recent weeks.
Organizers said Romney, who accepted the invitation last week, will take questions from the crowd. Wes Nakagiri, the chairman of the tea party group, RetakeOurGov, that is hosting the event, said many of the group's members want to "root for the hometown boy" but that most would "prefer somebody else."
"The favored son helps if you are a longtime establishment Republican, knew his father," Nakagiri said. "But it's not going to be the same with people that are newly motivated to get into the process. Tea party people that have gotten into the process in the last two years don't have those relationships and are focused on policy."
There are signs that Romney's campaign has stepped up its outreach to the GOP establishment in the state, a group that he's counting on in the Feb. 28 primary.
After Santorum won contests in Missouri, Minnesota and Colorado, tickets for the Oakland County Lincoln Day Dinner ? he was already booked as the keynote speaker ? skyrocketed, according to Jim Thienel, the chairman. Romney's campaign hadn't responded to the party's earlier request to have him address the dinner.
After the Santorum victories, Romney's campaign called to say his wife, Ann, would be glad to attend. She spoke, too. Romney grew up in Bloomfield Hills, which is in Oakland County.
Romney himself has shown confidence that he'll win in Michigan. When asked in interviews earlier this week what would happened if he lost, Romney said, "That won't happen."
Still, supporters are trying to scale back expectations. Michigan Attorney General Bill Schuette introduced Romney at his Tuesday town hall as "The Comeback Kid."
"We've got a barn burner of a campaign right now here in Michigan," Schuette said, "and Mitt Romney is fighting like an underdog."
Romney left Michigan for Arizona, where he's set to debate his GOP rivals Wednesday night. Arizona also holds its primary Feb. 28. Then he will return to Michigan on Friday to deliver a major economic speech at Ford Field, the NFL football stadium in downtown Detroit.
Romney said Tuesday he'll use the speech to outline his economic plan. He said he will have details on a plan for tax policy, cutting spending and adjusting entitlement programs.
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How monkeys handle moral outrage
During a 2011 talk at the TEDxPeachtree conference in Atlanta, primatologist Frans de Waal discusses the moral sense possessed by monkeys, apes and elephants.
By Alan Boyle
When Occupy Wall Street and similar protests played out over the past year, the phenomenon looked familiar to Emory University primatologist Frans de Waal: He's seen similar moral outrage over economic inequity expressed by monkeys and chimps. And he thinks we could learn a lesson or two from our fellow primates.
"The role of inequity in society is grossly underestimated," he told reporters today, on the final day of this year's meeting of the American Association for the Advancement of Science in Vancouver, Canada. "Inequity is not good for your health, basically."
Based on primate studies, that goes for the haves as well as the have-nots. Far from being a uniquely human quality, a sense of fairness is something biologists have seen in studies of primates as well as crows and dogs. Even elephants may have an appreciation of inequity, although de Waal said he and his colleagues haven't done such a study with that species because "you don't want to piss off an elephant."
One of the classic studies involves capuchin monkeys who were given treats when they exchanged tokens with their human handlers. Two types of treats were offered: cucumber slices (meh...) and grapes (yum!). If one monkey saw that another monkey was consistently getting grapes while she was getting only cucumber slices, she'd quickly start protesting ? by flinging the cucumber back at the handler and angrily jumping onto the cage walls.
"This is basically the Wall Street protest right here," de Waal said.
De Waal's replay of the scene never fails to get a human laugh, whether it's at the AAAS meeting or at a TEDx conference in Atlanta, as shown in the must-see video above. But there are serious points behind the laughter: Inequality causes tension and stress, not only for the one who gets the cucumber, but also for the one gets the grape (or a million-dollar bonus) and has to endure the resulting outrage.
Researchers set up a barter game with capuchin monkeys to see how they responded to unequal payoffs. For the full story behind this experiment, check out the NSF Science Nation video.
Some primates actually get the message. "In some combinations, the one who gets the grape refuses it unless the other one gets the grape," de Waal said. Other primates make a different choice. De Waal pointed to a chimpanzee study of selfish vs. altrustic behavior, in which the chimps are more likely to be in a sharing mood if they've attracted the attention of another chimp. However, they're not quite as likely to share if the other chimp is actively pressing them to do so.
The bottom line from de Waal's talk is that a sense of fairness, outrage over moral equality and the ability to reconcile and cooperate are not uniquely human behaviors. Rather, such sensibilities were hard-wired into brains long before the rise of the human species. This is reflected in neuroscience as well, de Waal said. "Very ancient parts of the brain are involved in moral decision making," he observed.
All this meshes with the message of de Waal's latest book, "The Age of Empathy." For more from de Waal about the altruism of animals, check out my Q&A from 2009.
Here are a few more nuggets from de Waal's lecture and news briefing in Vancouver:
- Different primate species express signs of reconciliation in different ways. For example, stumptail monkeys make up by inspecting each other's rear ends, without ever looking each other in the eye. In contrast, chimps and other apes (including us hairless apes) "need eye contact" when they reconcile their differences, de Waal said.
- Men make a characteristic pursed-lip gesture when expressing regret ? a gesture that's also widely seen in other male primates under similar circumstances. But de Waal says it's rarer to see women making that pursed-lip look.
- Empathy?? the ability to share an emotional connection with other individuals ? isn't unique to humans. But humans, like many other species, make a distinction between in-group and out-group connections. Having a sense of empathy for people beyond our "in-group," however that's defined, may be a "fragile experiment" being conducted by our species, de Waal said.
- During an earlier session at the AAAS meeting, a group of scientists and philosophers called for the promulgation of a "Declaration of Rights for Cetaceans." De Waal was asked what he thought of setting up a declaration of rights for non-human primates, and he replied that he generally took a "welfarist" view toward other species. Humans were bound by an obligation to animals rather than by a set of rights drawn up on their behalf, he said. He pointed to the recently adopted limits on chimpanzee research as an example. "If they [chimps] are not so necessary for biomedical studies, should we be using them in biomedical studies?" de Waal asked.
More from the AAAS meeting in Vancouver:
Alan Boyle is science editor for msnbc.com. Connect with the Cosmic Log community by "liking" the log's Facebook page, following @b0yle on Twitter or?adding the Cosmic Log Google+ page?to your circles. You can also check out "The Case for Pluto," my book about the controversial dwarf planet and the search for new worlds.
Source: http://cosmiclog.msnbc.msn.com/_news/2012/02/20/10459741-how-monkeys-handle-moral-outrage
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Monday, February 20, 2012
The Cancer of Debt and Deficits :: The Market Oracle :: Financial ...
By: John_Mauldin
We are coming to the point in the United States when even the US government will no longer be able to borrow at very low long-term rates. That point is a few years off, and we have time to change paths; but as I have shown in previous letters, the longer we wait to get the deficit under control, the fewer choices we have and the more painful they are. NO country can run deficits the size we are currently running, along with unfunded deficits over four times the size of the economy and a growing overall debt burden, without consequences. At some point, investors in bonds will start wondering exactly what the process is by which they will be repaid. And what will the value of those future payments be?
One by one, the countries of Europe are losing their ability to sell their bonds at an interest rate that is sustainable for their economies and revenue bases without severe and socially disruptive restructuring, even if a central bank that will accommodate their spending by printing money or other countries will tax their citizens to pay for someone else's debts.
The US will soon be faced with that same problem if we do not act soon. Will it be 2014? 2015? 2016? I think it will be earlier rather than later, as the bond market will look at Europe and what will soon be an imploding Japan and decide that the US is only different in size and scale. The interest on the debt is a growing part of the overall budget, and any rise will put severe constraints on spending or force large tax increases or require the Federal Reserve to monetize the debt. None of those have positive outcomes. Ignored long enough, it will bring about another Depression.
This week we will explore some options to actually resolve the deficit and debt crisis. Cutting spending or raising taxes have consequences, but not all cuts and not all taxes are the same. For those who have been wanting more specific solutions from me, I am going to address the issues surrounding taxation and offer my thoughts as to what we should do. Let's see how many friends and readers I can upset this week. And I close with a few brief thoughts on writing, the coming employment crisis (will two billion jobs really disappear?), and advice for younger readers.
Before we dive in, I want to respond to a lot of letters and blogs about last week's letter, which also handily works as a preface to this week's musings. There were a lot of comments pro and con about my thoughts on various historical events. In quick review, I offered numerous thought experiments about what would have been different economically following a presidential election if their opponent had won. It was mostly an alternative-history type of speculative process. There are whole book series written with such a premise. What would have happened if the South had won the Civil War or Germany World War II? Total speculation as to the details, open to much disagreement.
And disagreement there was over certain interpretations of history. Would Al Gore (or pick your alternative president) have done certain things differently? Possibly, and maybe even probably. Such speculations are totally open for debate. But nearly all disagreements missed my main point, which was (and is) that presidents take the credit for good economic times and get blamed for bad times, when the reality is that they don't have all that much control over the economy, especially in their first four years in office. They take the oath of office and their first budget isn't even offered until 13 months later and then maybe adopted later in their second year, with lots of changes. With lots of compromises. Hardly time to radically affect the economy by year four of their term. Some changes? Yes, of course. But the main direction is already set, and they are really affecting the future more than their present time.
I argued that you really have to go back to Reagan to get serious change of direction, and even then you can argue that it was Carter that appointed Volcker (though I doubt he thought Volcker would create a major recession in an election year). Does anyone really think Reagan wanted a second double-dip recession in his second year in office? The legacy of Reagan was just beginning in 1984, and I will argue below that it was the restructuring of taxes in 1986 that provided the largest and most lasting contribution in terms of economics.
The Answer We Don't Want to Know
Further, I believe that dealing with the deficit crisis is the single most important factor for the future of the Republic. I closed last week with these paragraphs:
"This (upcoming) election is ultimately about dealing (or not dealing) with the deficit, and putting the country on a path to a sustainable budget deficit, one that is less than the growth rate of the country. As I have argued elsewhere, and will argue in future letters, that is the paramount issue. Not dealing with the deficit runs the very real risk of the bond market treating us just as it is treating Italy and any other country that gets to the point where its debt is unsustainable. Not this year or the next for the US, but almost certainly before 2016. And once the bond market loses faith in a country, it takes a massive restructuring to restore that confidence. And we can see how that is playing out in Europe.
"The next president must have the ability to get a consensus. Let me shock a few of my fellow Republicans and say that I think the deficit is such a deadly disease that it would be better for the country for the Democrats to be in power and forced to deal with the situation than to do nothing. I would not like their solution, and I think it would be harmful, but not as harmful as a second Depression, brought on by not dealing with the deficits and entitlement problems.
"As a businessman, I would rather pay higher taxes on profits than to have no profits at all. Just tell me the rules and I will figure out how to adjust. A Depression 2 would mean 20% unemployment (at least) and a real lost decade, with the Boomer generation trying to figure out how to deal with no money and no jobs and being old.
"And the choices we would be forced to make? The spending cuts would be far deeper than anyone can now imagine, and the taxes needed far greater. Think what happens when any country has hit that debt limit. Greece is not having fun. And either Italy is going to be unhappy with the longer-term recession it will have, or Germany is going to be unhappy with the ECB backing Italian debt at below-market rates for a long time, which means printing money and a much lower euro. Actually, I think both must happen if the euro is to remain a viable currency. That's just what happens when you don't deal with deficits before they become a problem. If Italy is to remain in the euro, there must be a back-door bailout by the ECB, accompanied by Italian austerity (is that an oxymoron?). And don't forget Spain.
"What would the Fed do in such an event? Does it succumb to the worst fears of the Austrian economic crowd and monetize the debt in an effort to fight deflation and depression? Does it trash the dollar and make gold bugs happy? Or does it find its inner Bundesbank (Austrian) core and eschew the easier way out, forcing the federal government to cut spending and raise taxes while interest rates are rising?
"This is a question to which we do not want the answer. Whether it's yes or no, the answer is a disaster. Just choose the form of disaster you prefer. To the unemployed, retirees, and the young, it will make little difference. Ask our grandparents (or my father and mother), who lived through the Depression.
"And doing nothing will mean that we find the answer to that question. The very answer we want to never know in real life. It makes for interesting speculation now, but living through it will be hell."
The Cancer of Debt and Deficits
The growing debt and the deficit is a deadly cancer on the economy. It will deliver a mortal blow to the economy if not dealt with. As I recently experienced in my family, it is better to deal with a cancer as soon as possible. Putting off treatment will not make the cancer go away by itself, and the cancer of our debt is clearly growing and malignant. It will soon overwhelm our national economic body. But dealing with a cancer is not without cost and pain, whether on a real personal level or a metaphorical national level.
The problem is solvable. It is not that there are not a lot of solutions. It is that we have not yet found the political will to decide what course of treatment is needed. Let's start with a few basic presuppositions that I think must be addressed in order to marshall an effective set of choices.
- It has to be politically feasible. The Right would like to address the problem with spending cuts and reforms. Reforms and spending cuts are necessary but not sufficient to deal with the problems. For instance, disability payments are now running $200 billion a year and growing rapidly. Some 25% of those unemployed since the beginning of this crisis have somehow qualified for disability payments. We can cut the time allowed for unemployment benefits, but that does not offer large numbers. Government transfers now account for 22% of household income. Cutting that will be politically difficult.
The real problem is health care. How much do we want and how do we want to pay for it? Health care must be thoroughly reformed, but the will (the votes) to go back to the 1990s is just not there. Rising costs can be controlled but not eliminated. The same goes for Social Security. We can raise the retirement age, do means testing, and make other changes; but the fact is that there are more Baby Boomers retiring each year. There is no Social Security Trust Fund. The money was spent on other projects, and now Social Security runs in the red each year. What Republican is running on a platform of taking away Social Security from those who are presently receiving it or will be eligible for Social Security within 10 years? Want to cut defense? Military pensions? Government pensions.
And the Left wants to solve the problem by raising taxes on "the rich." We are down well over $1 trillion a year in our deficit. Obama's new plan raise taxes a lot and still has $1.3 trillion in deficits, with very rosy assumptions.
"According to the New York Times, the president's plan to abolish the Bush tax cuts for those making more than $250,000 is expected to bring in merely $0.7 trillion over the next decade, or about 0.4 percent of Gross Domestic Product per year [about $60 billion in the coming years, under optimistic projections that assume higher growth and no recessions]. As a comparison, the Congressional Budget Office estimates that the deficit over the same period is going to be $13 trillion, more than 6 percent of GDP per year.
"The rich in America obviously have lots of money, but there are simply not enough of them to fund the president?s preferred level of spending." (American.com)
The hard reality is that the rich just don't make enough to cover our current deficit. If we raised taxes to something like 60% on the top 10% of income earners, not just the 1%, we might get enough tax revenue, if the "rich" cooperated by making the same income they do now. That type of tax rate is just not politically feasible under any conceivable elected Congress.
It will require both spending cuts AND different and higher forms of revenue to get a deficit reduction plan through Congress, even a majority Right or Left Congress. If Obama could not get higher taxes (except for health care in the future) in his first two years, with a decidedly Democratic Congress, it is very unlikely to happen in time to deal with the deficit crisis. Something must be done SOON. We don't have another five election cycles to debate this.
We have unfunded liabilities that simply cannot be paid under any tax scheme. Those promises will not be kept, because we will not have the money in future years, and it gets worse with each passing year.
- Tax rates matter to the growth of the economy. Even a low estimate of the results of raising taxes by 10% reduces GDP by about 0.4% of the increase in taxes. There are studies by very credible economists of both political parties, which I have written about in detail, that show that tax cuts and increases have a multiplier of as much as 3, as to their effects (Romer, as an example). An average estimate would give you something like a multiplier of 2. I have read no studies based on actual statistics and not some untested theory that suggests that taxes have a neutral effect. To suggest taxes have no effect on the economy makes for good sound bites and is nice in theory, but the studies of actual statistics simply do not support that idea. Increasing the taxes on the rich may be "fair," but it is not GDP-neutral.
Kennedy, Reagan, and Bush cut taxes, and the economy grew and more taxes were collected in total within a few years. But we are no longer able to cut marginal income tax rates and borrow to pay the deficit, waiting for growth to happen to make the cuts "pay for themselves." We have simply borrowed too much. We are close to the limit. We must find other options.
- Some taxes appear to have less effect on economic growth, although I cannot argue that we have enough data points or serious academic studies to prove it. Reagan cut marginal income tax rates in 1986, but paid for it by getting rid of numerous tax deductions; so the overall affect was revenue-neutral, but the economy sure did grow after that. People (at least US citizens) clearly adjust their spending, investments, and incomes in response to marginal income tax rates. I am not arguing "fair share" or the morality of income distribution, simply observing a fact.
The principle is if you want more of something, then lower the taxes on whatever it is, and vice versa. If you want to increase overall national income (again not talking about the fairness or how it is distributed), then tax it less.
This idea is not radical. Rather, it is well accepted by nearly all political types. Congress (both parties) has passed over 3,000 laws giving tax breaks to encourage certain types of economic behavior they deem to be good. Mortgage interest-rate deductions, charitable deductions, tax breaks for married couples and children, and so on down to very minor and industry-specific breaks. They all assume that taxes affect behavior.
- Some level of government spending is necessary, although what is necessary by one person's lights may be seen as a waste by another. But governments should provide for the common need what a free market would not do. Defense as an example. Is health care a common right? A majority of voters certainly think so. Education? Roads? Regulations on certain industries? Again, a serious majority of voters think so. One might argue for something less, and certainly Ron Paul does so rather well, with a growing following over the years I have known him; but such a vision is not politically feasible in the next four years.
Income Measures What You Contribute to Society
- There are some ideas that are fundamental to the growth of the economy, capitalism, and free markets as we know them today. Thomas Hobbes argued that income measures what you contribute to society and spending measures what take from it. Adam Smith argued that it is the wealth of nations and not the wealth of governments (or kings) that matters. His idea was that it was more important to grow the economy than the government.
Without economic growth the average person will be left worse off. If our population grows 1% a year, then if GDP does not grow by 1%, there is less for each person to share. And private-sector growth is what is needed for general prosperity. Notice in the chart below (courtesy of Rob Arnott and Research Affiliates) that private (non-government) GDP has not grown for well over 10 years. This is about the same time period in which wages and private incomes have been flat. There has to be growth in the private economy (in total) for those employed in the private economy to make more money (in total).
- Keynes did indeed argue that deficit spending was a good thing in recessions. But he also assumed that the debt would be paid back in the next growth cycle. We forgot that latter part and now must deal with the consequences.
- I am not going to argue here how we should spend the tax revenues. I am simply going to suggest how we might collect them with as little negative impact as possible. That is not to argue there will be no impact. Taxes have consequences.
- I will confess I found a great deal to not like about the recommendations of the Simpson-Bowles deficit commission (and the other private bipartisan proposals). But if I were a Congressman and Simpson-Bowles was put in front of me, with my choices being yes or no, I would have voted for it in a heartbeat and tried to get enough votes to "fix" it later. There is NO bipartisan compromise solution that will make any of us happy in its details, no matter what your political views. That is why it is called a compromise, and that is what is needed.
- Never let a good crisis go to waste. The tax code as it currently stands is just unworkable. There are too many special interests and it is too complex. It assumes government knows best how to allocate capital by all the "tax expenditures" (tax breaks) that are in it. Let's use this crisis as a perfect time to radically reform the tax code.
Taxing Consumption
So let's get down to details. I met with Marc Sumerlin for breakfast a few weeks ago, and he later sent me a book he coauthored back in 2007 with Larry Lindsey, called What a President Should Know ? but most learn too late. Both men are serious economic thinkers, and Lindsey is a specialist in tax policies. They both worked as economic advisors in the White House, and Lindsey was on the Board of Governors of the Federal Reserve. They do understand some of the mechanics of politics and economics. They now work together at The Lindsey Group, an economic advisory service based in DC. They do excellent work.
Marc outlined to me their thoughts on reforming the tax code. I read the chapter in the book on reforms, and like it better than anything else I have seen.
What they suggest is to tax consumption with a 20% Value Added Tax (VAT). There would be no taxes for incomes under $100,000. None. No Social Security. No Medicare. If you make less than $100,000 you pay nothing.
All income over $100,000 is taxed at 20%, no matter what the source. No capital gains rate or dividend break. I assume that also means no municipal bond exemptions. No exemptions for anything. Every last tax expenditure goes away. Corporate tax rates would be 20%, and again I assume no exemptions. If you make a profit, you pay taxes.
Although they did not say it in the book, they essentially agree with Hobbes that income measures what you contribute to society and spending measures what you take from it.
What society wants (and needs) is more income, as that grows tax revenues and general wealth. Consumption ? what you get from society ? is taxed. We don't just need to tax millionaires more, we need more millionaires that we can tax. And you get that by encouraging growth in the economy.
They also note that their proposal was revenue-neutral in 2007, and included a $2,000 per child tax credit. Every worker would get an approximate 7.5% pay raise from the removing of Social Security and Medicare taxes. While businesses would also get that same tax break, they would have to pay a VAT on salaries, which would be an increase in cost. Welfare, the social safety net, and health care would all be funded.
As the VAT would not be paid on exports, it would put us on a more even ground with those nations that have a VAT and certainly lower business taxes, both of which would make us more competitive and increase exports and thus employment.
While they did not suggest it, I would change the tax code over four years, although phasing out tax expenditures faster to help the current budget crisis. A sudden change might be disruptive, and it would take time to get the mechanism in place for collecting a VAT. States with individual income taxes would need to adjust the sources of their incomes. (It would also give my tax-accountant and tax-lawyer friends time to find a different career focus.) Businesses would need some time to adjust their costs and sales.
This is different from the so-called "Fair Tax," which is essentially a national sales tax. While I like the idea of taxing consumption, a 20% sales tax on top of state and local sales taxes of 8-10% would encourage much of our economy to move to either a barter system or a cash economy. A VAT might provoke similar reactions on a smaller level, but I think overall it is more readily collectible.
One can adjust the levels of both the VAT and income taxes to match the desired level of government spending. I might prefer less, but that is not the point here. Match these taxes (along with the normal excise taxes) with entitlement reform, a properly structured health-care system, and some cuts in other areas, and you are close to a balanced budget.
One caveat. It may surprise a few readers, but I met with David Krone yesterday for a long breakfast in Washington, DC. David is chief of staff for Senate Majority Leader Harry Reid. He is passionate, articulate, savvy, and an all-round nice guy. We found many areas of common ground and concerns. When I broached the idea of the tax proposal above, he seemed open to it, but came back with one thought.
"It has to have a trigger." I must admit, I had to ask what a trigger is.
"A trigger is a pre-agreed-upon outcome if the desired budget outcome does not happen. Either spending cuts, tax increases, or some combination, but it must be automatic." Quite a reasonable suggestion.
I readily admit there is something for everyone to hate in a VAT tax. It would raise my costs for employees substantially. I would lose several nice deductions. But given our current tax code, I think it would be the better of two evils for the economy.
Do you hate the idea? Then come up with an alternative that collects enough revenue and doesn't have the problems of the current structure, and can get the votes. As I noted above, I would vote for something like Simpson-Bowles if that was my choice. I think Reid and Boehner should introduce Simpson-Bowles for an up or down vote before the next election. Let's see what happens.
An Update on My Daughter
I want to thank all of my readers who sent me very kind notes about my daughter Melissa. As you might have read here, she had her thyroid removed last week, along with some rather large growths. We were quite worried. It turns out that a very small part of the tumor was actually malignant, but it was totally surrounded by benign tissue, and all the growths were removed. The doctor tells us if we had waited a year it would have spread and become a real issue. A random test looking for something else led to the discovery. We were very blessed to catch it very early. We will of course pay attention, but it looks like Melissa dodged a very large bullet.
Some Thoughts on Writing and the Future of Employment
As a side note, Melissa has been looking to change her work career, and in the process recently took a series of tests that helped her look at her aptitudes and what she actually would be happy doing. Not surprising to Dad, her top areas were marketing/advertising and writing. (Dad had always known she could write very well and suspected that would be where she ended up.)
"But Dad, how can I do that? I don't have any experience or education for that." Writing and marketing happens to be something I know a little about. I pointed out that normal university education is not necessary to be a writer. Like any craft, it is one of those things that you have to do in order to learn it. And the more you do it, the better you will get. As Malcolm Gladwell says in The Tipping Point, practice something for 10,000 hours, whether it's playing music (as the Beatles did) or writing software (as any number of successful entrepreneurs did, long before they became rich and famous), and you can get good. Rarely can you just get lucky. That is not the real world. As the saying goes, the harder you work the luckier you get.
I often get asked by young people how they can become a writer. My answer is that you start writing. Put it out there. Keep writing until you develop your own voice and style, and then keep on writing some more. I look back at what I was writing 40 years ago and it is embarrassing to me now, although at the time I thought I was rather clever. (Ah, the hubris of youth.) My early offerings of this e-letter, which are still posted, make me cringe when I get up the nerve to go back and read them. Not the actual ideas and forecasts, but the writing style. Even so, over time, people responded and forwarded them and the subscriber base slowly grew. I must admit to still being amazed at it all. When I left college I wanted to be a writer. And after 40 years, I think I am getting there.
I have never found writing easy. It is hard work. But I hope in ten years my writing will be better than it is today and that I will still have an audience. I never take for granted that you will still be here with me, taking your precious time to spend a few minutes with me at the end of the week. But I write with the same audience in mind today that I did when I started this letter. In my mind, when I write, it is to a small group of friends like you. That is just the way I write. Not better than any other style, just me.
So that is what I told Melissa, along with a few other insights here and there. "If you want to be a writer, then write." Of course, it helps to have some understanding of techniques from people with experience. If you want to learn to write persuasive copy, then there are places and people who can help you. I know of a number of people who have gone to the Copywriting Program created by American Writers and Artists, and went on to successful careers writing marketing copy. Randomly, there is a small, intensive workshop next week for web copywriting, a little advanced for a beginner, but I'm sending her because I think it is best for her to just plunge in. There are a few spots still open. You can learn more about it here: www.awaionline.com/web-intensive.
Writing is not brain surgery. You can become a professional by just writing. If you wait until you think you are an expert, you will never get started. Melissa can go back and take some of their other programs to help, but the key is to start writing. While she has the basic talent (at least Dad thinks she does) it takes a lot of work to get to where people will pay you for your efforts.
I will help, of course. And frankly, it is a lot less than a college degree would cost, so if she can do it it will be a good investment for me. One less cost center (we love our children but they can be cost centers for longer than we would like to admit) and hopefully one more adult launched into the world, on her own, doing what she wants.
You can sign up for American Writers and Artists' free letter, The Writer's Life (which sounds easier than it is but is a lot of fun) at www.awaionline.com/signup/the-writers-life/.
I will let you know from time to time how Melissa is doing. But for this week, Dad is content that she is healthy, as happy as I have seen her in a long time, and has a new focus. Life doesn't get much better than that.
And in closing, I'll mention that I read a report by Thomas Frey that over 2 billion jobs will disappear as new ones appear. I don't know about his numbers, but I do know the world is changing rapidly. I think about that a lot.
My early writing mentor (and former business partner) Dr. Gary North ( www.garynorth.com), in his Reality Check column, wrote today:
"The secret of lifetime success in your career is to combine a core skill with new marketing techniques. Your markets will change. But if you can reach customers by means of a core skill, you will improve your output. You will stay ahead of the competition.
"If you plan to be in the labor market in a decade or half a century from now, you must begin to adjust to the reality that is 120 years behind us already. The cost of information will fall next year and the year after. This is a good thing for us as customers. It can be painful news for us as producers.
"This is why we must continually work on our core skills. We must match these skills with the market. We must pay attention to what customers want, why they want it, at what price, in what quantities, and in what format. This is the law of the free market: customers' authority. They can change their minds at any time. You had better perceive how and when they will do this, and then be in front of them at the time when they pull out their credit cards.
"Work on your core skill. Work on your marketing. You are in the business of selling yourself. Do not take this task lightly."
I hope to get my kids to read and heed those words.
It is late and time to hit the send button. If you are in the US, enjoy your long President's Day weekend.
Your hoping for my kids' sake we solve the deficit problem analyst,
By John F. Mauldin
Outside the Box is a free weekly economic e-letter by best-selling author and renowned financial expert, John Mauldin. You can learn more and get your free subscription by visiting www.JohnMauldin.com.
Please write to johnmauldin@2000wave.com to inform us of any reproductions, including when and where copy will be reproduced. You must keep the letter intact, from introduction to disclaimers. If you would like to quote brief portions only, please reference www.JohnMauldin.com.
John Mauldin, Best-Selling author and recognized financial expert, is also editor of the free Thoughts From the Frontline that goes to over 1 million readers each week. For more information on John or his FREE weekly economic letter go to: http://www.frontlinethoughts.com/
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Copyright 2012 John Mauldin. All Rights Reserved
Note: John Mauldin is the President of Millennium Wave Advisors, LLC (MWA), which is an investment advisory firm registered with multiple states. John Mauldin is a registered representative of Millennium Wave Securities, LLC, (MWS), an FINRA registered broker-dealer. MWS is also a Commodity Pool Operator (CPO) and a Commodity Trading Advisor (CTA) registered with the CFTC, as well as an Introducing Broker (IB). Millennium Wave Investments is a dba of MWA LLC and MWS LLC. Millennium Wave Investments cooperates in the consulting on and marketing of private investment offerings with other independent firms such as Altegris Investments; Absolute Return Partners, LLP; Plexus Asset Management; Fynn Capital; and Nicola Wealth Management. Funds recommended by Mauldin may pay a portion of their fees to these independent firms, who will share 1/3 of those fees with MWS and thus with Mauldin. Any views expressed herein are provided for information purposes only and should not be construed in any way as an offer, an endorsement, or inducement to invest with any CTA, fund, or program mentioned here or elsewhere. Before seeking any advisor's services or making an investment in a fund, investors must read and examine thoroughly the respective disclosure document or offering memorandum. Since these firms and Mauldin receive fees from the funds they recommend/market, they only recommend/market products with which they have been able to negotiate fee arrangements.
Opinions expressed in these reports may change without prior notice. John Mauldin and/or the staffs at Millennium Wave Advisors, LLC and InvestorsInsight Publishing, Inc. ("InvestorsInsight") may or may not have investments in any funds cited above.
Disclaimer PAST RESULTS ARE NOT INDICATIVE OF FUTURE RESULTS. THERE IS RISK OF LOSS AS WELL AS THE OPPORTUNITY FOR GAIN WHEN INVESTING IN MANAGED FUNDS. WHEN CONSIDERING ALTERNATIVE INVESTMENTS, INCLUDING HEDGE FUNDS, YOU SHOULD CONSIDER VARIOUS RISKS INCLUDING THE FACT THAT SOME PRODUCTS: OFTEN ENGAGE IN LEVERAGING AND OTHER SPECULATIVE INVESTMENT PRACTICES THAT MAY INCREASE THE RISK OF INVESTMENT LOSS, CAN BE ILLIQUID, ARE NOT REQUIRED TO PROVIDE PERIODIC PRICING OR VALUATION INFORMATION TO INVESTORS, MAY INVOLVE COMPLEX TAX STRUCTURES AND DELAYS IN DISTRIBUTING IMPORTANT TAX INFORMATION, ARE NOT SUBJECT TO THE SAME REGULATORY REQUIREMENTS AS MUTUAL FUNDS, OFTEN CHARGE HIGH FEES, AND IN MANY CASES THE UNDERLYING INVESTMENTS ARE NOT TRANSPARENT AND ARE KNOWN ONLY TO THE INVESTMENT MANAGER.
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Home Improvement ? Strategies For Caring For The Home Furniture ...
The furniture of your house needs proper maintenance to prevent losing their natural qualities. Listed here are practical strategies for caring for your furniture.
Buying furniture is for most people a great economic effort. However, it is an investment that improves our total well being and enhances the looks, functionality and comfort of our homes. Chairs, dressers, beds, modular kitchen tables or cabinets, all the furniture need proper maintenance to prevent losing those qualities that individuals acquire to begin with.
Here are methods for taking care of your acme furniture in the simplest way possible.
When cleaning a cabinet should take some precautions in order to avoid injuring the outer lining marks or scratches. An effective option for cleaning wood furniture can be used grated beeswax. This substance will improve the brightness of the furniture. May also be mixed with turpentine, which will be highly recommended to ward off insects that tend to nest in the wood.
Often, we apply the successive furniture wax will leave a residue difficult to remove. To get rid of this accumulation of wax on the top of furniture we use an assortment of flour and bleach (equally). Once this mixture is beaten right into a paste of some consistency, we apply it to the entire affected area, and thereafter, rinsed quickly with a damp cloth.
To care for the plastic surface of tables and chairs from scratches, we can apply with a cotton swab and toothpaste to which the substance is properly seated, after which we wash with water and dry to the last drop.
The dirt that accumulates on the surfaces of leather backs and seats could well be only with a damp cloth. For stubborn stains there a great choice is to boil the water before cleaning.
Complying with these easy steps to be able to keep up your furniture safe from the effects of intensive wear and aggressive cleaning methods.
This entry was posted in Uncategorized and tagged home furniture. Bookmark the permalink.Source: http://pergolas.incroydonvictoria.com/home-improvement-strategies-for-caring-for-the-home-furniture/
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Sunday, February 19, 2012
Put Your personal Trainer within your Pocket With iTRAIN ...
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Rutgers-Newark Athletics - Neumann Downs Scarlet Raiders In ...
[unable to retrieve full-text content]Shop Rutgers-Newark · Recreation · Golden Dome Facility Hours · Intramurals · Recreation ... Ramapo College. 55. 2.11 | Men's Track & Field. Middletown, CT (Wesleyan). Rutgers-Newark. 9:00 AM. CTC Indoor Championships. 2.11 | Women's Track & Field. Middletown, CT (Wesleyan). Rutgers-Newark. 9:00 AM. CTC Indoor Championships. 2.15 | Women's Basketball ... 2:00 PM. St. Joseph's - Brooklyn. 2.18 | Men's Volleyball. New York, NY (Coles Sports Center) ...
Source: http://www.rutgersnewarkathletics.com/news/2012/2/17/BB_0217123415.aspx
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Saturday, February 18, 2012
Increase your Self confidence, A STARTER Secrets a | Again Dallas
What?s stay calm, made up and maintain data entry jobs self assurance in a very challenging atmosphere? Follow this advice chances are you?ll to take into consideration as being a nice guide to personal development.
Envision oneself as the Dart Panel. Every little thing and everyone in addition close to you may become Dart Hooks, in some point or any other. These dart pins may kill all by yourself regard as well as take everyone decrease somehow you wont possibly keep in mind. Dont allow them to eradicate everyone, or simply get the very best people. So which in turn dart hooks if you ever steer clear of?
Dart Flag #1 : Damaging Work Environment Be wary of dog consume dog concept exactly where other people are combating simply to get ahead. This is when non-appreciative men and women ordinarily blossom. None of us could appreciate your advantages in case you miss lunch plus dinner, and stay away late. Much of the time you?re allowed operate a lot with out receiving the help individuals uneasy. Stay from this, it can ruin yourself self-esteem. Competitors are endangered wherever. Be healthy a sufficient amount of to be able to compete, in a nutritious level of competition that?s.
Dart Pin number #2: Additional Peoples Behavior Bulldozers, dark brown nosers, gossipmongers, whiners, backstabbers, snipers, men and women jogging hurt, remotes, naggers, complainers, exploders, patronizers, sluffers each one of these forms of people will position undesirable vibrators for yourself worth, together with to the personal development structure.
Dart Pin number #3: Shifting Conditions
Anyone cant be described as a environmentally friendly frustrate on the brown leafy niche. Alterations problem all of our paradigms. The idea tests the convenience, adaptability as well as transforms the way in which we expect. Alterations can make life hard for for years, it may cause tension but it surely will let us uncover ways to increase some of our selves. Modify are going to be certainly, there forever, we have to be subject to this.
Dart Code #4: Past Experience Its okay that will meow along with claim ouch! after we knowledge agony. But dont enable soreness alter themselves straight into worry. It may well grab people from the longest tail as well as swing action anyone all-around. Care for every failure as well as oversight as a lesson.
Dart Pin number #5: Unfavorable Community Perspective Look at just what youre thinking about. Dont cover all by yourself up with every one of the negativities on the planet. Throughout building self-assurance, we must discover ways to take advantage of the outside of worst cases.
Dart Code #6: Determination Theory Like you would are usually along with your conduct qualities is considered to become mixed close merchandise of your passed down properties (family genes), your own childhood (clairvoyant), plus your the earth like your significant other, the provider, the overall economy or perhaps your own radius regarding mates. You have your own personal id. In case your pops is a inability, it doesnt mean you?ll need to be an inability very. Study from some other peoples encounter, so youll never have to come across identical problems.
Occasionally, you might question when a lot of people are usually produced market leaders and also good thinkers. Absolutely no. Remaining favorable, as well as lodging positive is usually a choice. Building self-assurance in addition to attracting traces intended for self improvement may be a alternative, not only a procedure or even a creativity. Goodness wouldnt decrease out of ecstasy along with tell you George, you may already have the particular authorization to create self confidence together with transform your self applied.
To have, its challenging to remain hard particularly if points and people you meet continue to keep tugging you actually straight down. If we attain the struggle discipline, we need to select the right suitcases to get as well as armors to work with, as well as pick and choose people that are usually industrial strength. Lifes possibilities provide us with arrays of more possibilities. Around the struggle, we will find come to in addition to bruised. Together with using a new industrial strength suits in a perfect world signifies self change. The level of transform that derives from in just. Of their own accord. Battle suits or maybe Personal Improve changes A few items: our own mindset, some of our patterns in addition to your state of mind.
Developing self worth will in the end lead to self improvement if we become the cause of exactly who we?re also, everything we own as well as whatever we undertake. Their as a flame that should little by little propagate as being a hair brush shoot from the inside along with released. After we build self assurance, most of us control the quest, valuations along with training. Self self-esteem reasons self improvement, genuine appraisal, and persistence. How do we launch adding the walls regarding self-assurance? Be absolutely sure. Turn out to be happy and completely happy. Turn out to be appreciation and. Hardly ever neglect the chance to go with. Having a positive lifestyle will let you put together self confidence, a person?s beginning help guide to self improvement.
Source: http://homeagaindallas.com/self-help/increase-your-self-confidence-a-starter-secrets-a/
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Friday, February 17, 2012
Belgian Oscar entry surprised many, including its maker (Reuters)
[unable to retrieve full-text content]Reuters - Among the big surprises at January's Oscar nominations was a foreign language movie nod for Belgium's "Bullhead," and perhaps nobody was more shocked than its first-time director, Michael Roskam, and leading man, Matthias Schoenaerts.
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Romney, Obama campaign spar over China policy (Reuters)
[unable to retrieve full-text content]
Reuters - Republican presidential hopeful Mitt Romney and President Barack Obama's campaign sparred on Thursday over whether the White House is too weak on China, a hot topic that is gaining prominence ahead of November's U.S. election.
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Thursday, February 16, 2012
Tareq Salahi Sues Neal Schon For $50 Million, Cites Metaphorical Slap in the Face
Tareq Salahi claims that Neal Schon ruined his entire life and is suing the Journey rocker, who ran off with his reality star wife Michaele, for $50 million dollars.
The lawsuit was just filed by Salahi in Virginia.
Tareq claims he and Michaele Salahi were on track to make a fortune together from multiple reality TV shows including Dancing with the Stars ... yeah right.
According to the suit, they had an offer to participate on the Australian DWTS in 2011 ... for $150,000. Not a bad chunk of change, but a fortune? Really?
Plus, he claims, the White House party crashers also had an offer to appear on another network TV show in the U.S. Which he does not name, of course.
Tareq claims the TV shows pulled their offers when Michaele Salahi ran off with Neal Schon last fall, and that Schon waged a campaign to humiliate him.
Tareq says Schon used the affair to inflict suffering upon him, emailing a pic of his penis and calling him on the phone to tell him, "I'm f**king your wife!"
In the suit, Tareq claims, "The act was a metaphorical slap in the face." Negative points for filing a frivolous lawsuit, but bonus points for not saying "literally."
Tareq claims Schon humiliated him in public, too, as the publicity would increase interest in Journey's tour ... which resulted in a major attendance boost.
Tareq is demanding at least $50 million for emotional distress, conspiracy to defame, interfering with a contract and defamation ... plus punitive damages.
[Photos: WENN.com]
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Wednesday, February 15, 2012
About facades for home improvement ? house Articles
Every good realtor sees that even small improvements to the front of the residence, like a new garden, shutters, or even a brand new mailbox make a positive change. A new garage entrance could add $10,thousand-$20,000 to your selling price of your house.
One thing that I enjoy recommend to homeowners is that they put up a brick or stone facade alongside along the base of the house. Perhaps, up to the Windows along the frontage of the home. This makes the home look far more valuable and more substantial, as well as sturdier. Stone and brick facades are not costly to put up of course , if you use the correct materials they are for an extended time-lasting.
It is essential of course to make certain that the coating of these materials is also a powerful enough to handle any kind of hard water spots from the sprinklers. Sometimes it?s the miscroscopic things you do for up your home, that leave the biggest difference. Your friends will definitely notice.
In truth, if you put brick or stone on your house, you will probably find out that other men and women in the neighborhood proceed and do the identical when they find out there how little it fees. This can increase the expense of the entire neighborhood intended for everyone?s home. As when a home sells it assists the average appraisal price of each home in the area go up slightly. I surely hope you can think about this.
Bare cement fiber siding is all the rage for new commercial along with home builders, as you can actually use and does not have the problems of other forms of siding. Fiber bare cement exterior siding is essentially the most durable and versatile making materials around. And Concrete siding costs are much less expensive than their wood house siding or aluminum siding expenses. Indeed, it can vie head-to-head together with vinyl siding costs, and it?s much stronger, easy to utilize, and looks more large too.
Cement siding for businesses is perhaps the commonest usage for fiber concrete floor board siding. Of study course, cement housing siding has become popular in recent many years with the huge uptick in home making before the global housing crisis came about. One particular company Certainseed Fiber is apparently rocking the market together with low-cost and robustly durable cement fibers board material siding.
You will need to understand that the days of asbestos fiber cement aboard are long gone, no asbestos is used inside creation or manufacturing of cement fiber board exterior now days. Home building contractors prefer it due to be able to cost, ease of installation and the rapid velocity it allows when finish a home or developing. The installing of fibers cement siding is relatively simple and any do-that-yourself homeowner with a small amount of self confidence and pull it off, whether installing new bare concrete siding or replacing this cement housing siding on their residence.
Fiber cement real estate siding is perhaps a good choice for a number of reasons; cost, simplicity, durability, and time. If you are ready about re-siding your property with vinyl, wood, or perhaps aluminum, then maybe you need to take a look with the cement siding option before you make your final decision. You need to think on this. Fotos fachadas de casas modernas
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? N house ArticlesSource: http://housearticles.info/about-facades-for-home-improvement.html
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Meteorite From Mars Is at Home in London, After a World Tour
[unable to retrieve full-text content]A glossy meteorite that broke off from the Red Planet some million years ago and landed in Morocco last summer passed through many hands before finding a home at the Natural History Museum in London.
Source: http://feeds.nytimes.com/click.phdo?i=3d6cffe2e416cc728625a4ee612e1a63
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